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Emergency Assistance

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Emergency Assistance


BCM Georgia’s financial assistance is dedicated to forestalling eviction and utility shut-offs by providing financial assistance to individuals and families experiencing a crisis such as illness, death in the family, divorce, or job setback. BCM Georgia will pay a portion of rent, mortgage, or utility bills in order to help our clients maintain stable housing. Financial assistance is available to families once in a 12-month period, and no more than twice in five years.

Please submit an online application to make an appointment for an interview for financial assistance.  All appointments are virtual.  There are no in-person appointments.
Online Application


Eligibility for financial assistance:

  • A current lease or mortgage in client’s name. Client must have resided and paid rent or mortgage at that address for a minimum of three full months.
  • Must be employed within the past 12 months or be unable to work due to age or disability.
  • Must have a documented emergency within the past 12 months, including but not limited to:
    • Illness or death in the family
    • Loss of job
    • Reduction in work hours or pay
    • Unexpected expenses (major car repairs, house repairs)

For more information, email

Gwinnett County Assistance

BCM Georgia has a small grant for Gwinnett County residents. However, there are some restrictions. Please answer the following questions in an email to or click the hyperlink.

  1. What is your zip code- you must be a Gwinnett County resident
  2. Is your lease in your name?
  3. What is your current income? (See the annual median income chart below to determine if your income is eligible)
  4. How many people are in your household?

Please allow 24-48 hours for a response to your request after submission.

Area Median Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI $20,250 $23,160 $26,040 $28,920 $31,260 $33,570 $35,880 $38,190

“Funding provided in part by the Fulton County Board of Commissioners
under the guidance of the Department of Community Development CSP Program.”

Foundation 3™

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Foundation 3™

Through Foundation 3™, BCM Georgia helps working families that are experiencing or are on the brink of homelessness establish a solid financial foundation. The program targets three essential areas: safe housing, stable employment, and education. While enrolled in the program, participants receive financial assistance for rent and utilities for 12 months. Participants are required to attend weekly virtual case management meetings, including career-based education and employment services, among other case specific supports.

To be eligible for participation in Foundation 3™ , families must be experiencing homelessness or on the brink of homelessness and must be a parent or guardian of at least one minor child plus be employed full-time.

Homeless or on the brink of homelessness includes:

  • Lack of a fixed, regular, and adequate overnight residence, which can include living at a location not intended for human habitation
  • Imminent risk of losing housing
  • Currently fleeing or attempting to flee domestic or dating violence, sexual assault, stalking, or other dangerous or life-threatening situations
  • Lack of reliable housing, such as staying with friends or family or living in a motel
  • Frequent moves or history of eviction
  • Periodic episodes of homelessness

For more information, email

Budget for Life™

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Budget for Life™

Budget for Life™ is a 12-month virtual financial education program for working individuals and families. The program focuses on helping participants build the skills, knowledge, and habits to become financially stable. These skills help participants make better economic decisions in the future. Participants are required to attend virtual meetings for case management, financial coaching sessions, and financial education classes.

Budget for Life™ is designed as a partnership. Program participants must agree to commit to program policies. Participants are required to make significant changes to their spending and financial behavior. In return, BCM Georgia provides substantial support services to help program participants reach their goals.

Candidates interested in applying for Budget for Life™ must have:

  • Debt such as credit cards or loans
  • A lease or mortgage in their name
  • At least one adult in the household who is working full time; in addition, all adults in the household must be willing to fully participate in the program

Budget for Life Application

For more information, email

Suggestion Box

Do you have suggestions or comments about the services rendered through BCM Georgia? Send us a message anonymously! We’re happy to receive your feedback.

Suggestion Box

BCM Georgia Programs Frequently Asked Questions (FAQ)